Funeral Planning Guide - Preneed

Pre-need is central to any funeral planning guide. Pre-need is done on the cemetery side or the funeral side. Often times the public at large assume that when it comes to funeral planning it’s “all inclusive” it’s not! Anyone that tells you that it does is not being honest with you!

Please allow me to explain why. The law regulates the two entities completely different. When you purchase your cemetery property pre-need usually it’s not developed. Meaning it’s not build yet. That’s why you can buy it at a discount. When it’s paid for you get a deed for it unless it’s a religious cemetery e.g. Catholic cemetery. Then you’ve just paid for the “privilege” to be buried there.

Pre-need funeral is usually funded with an insurance product to guarantee your funeral in the future. Let’s say you buy your funeral today for $5000. You live forty more years and when you die your funeral now costs $30,000! You’re funeral will be paid for by the insurance product that funds your funeral. Make sense? The benefit to your loved ones is obvious. This is a big reason why baby boomers are taking advantage of pre-need programs. Whether you use pre-need for your cemetery property or your funeral you and your family come out ahead.Send well wishes

Occasionally you may receive a flyer in the mail regarding pre-need. Some companies have pre-need counselors who go door to door or are present at community events to spread the word on the advantages of pre-need. Some offer a funeral planning guide or a family emergency record file. A little preplanning now can save you grief and confusion in the future – think about it!

Did you know that 50% of Americans die without a will? This can have tragic consequences for your survivors. Without a will detailing the disposition of your assets the government can end up with everything you’ve worked so hard for.Do you really want to the government to take all your assets? That’s exactly what will happen if you don’t have a will! Something as simple as a handwritten signed letter will suffice; The law regards this as a “letter of intent.” This is legal and conveys your wishes as to how your estate is handled after your death.

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